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Showing posts from May, 2026

Property Sale & Income Tax for NRIs — Doha Edition

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Speaking at NRI Nivesh's Seminar, Doha — Property Sale & Income Tax for NRIs We were delighted to extend our growing partnership with NRI Nivesh to the Gulf region, as our Partner, Mr. Bharat D Sarawgee , addressed the NRI community on February 13, 2026, at the Holiday Inn, Doha, Qatar — for a focused and practical session on Property Sale & Income Tax transactions for Non-Resident Indians . About the Session The NRI community in Qatar represents one of the most financially active diaspora groups in the Gulf — with significant property holdings, investments, and family wealth tied to India. For many, the decision to sell Indian property is one of the most consequential financial transactions they will undertake — and yet the tax and compliance obligations it triggers remain widely misunderstood. From capital gains computation to TDS deductions, from FEMA repatriation rules to income tax return filing — each step of an NRI property sale carries regulatory weight that deman...

Will & Inheritance Planning for NRIs — Antwerp Edition

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Speaking at NRI Nivesh's Seminar, Antwerp — Will & Inheritance for NRIs We were proud to bring our partnership with NRI Nivesh to the heart of Europe, as our Partner, Mr. Bharat D Sarawgee , addressed the NRI community on October 4, 2025, at the elegant Hilton Antwerp, Belgium — for a thoughtful and comprehensive session on Will & Inheritance planning for Non-Resident Indians . About the Session The NRI community across Europe carries a unique financial profile — with deep personal and economic ties to India, while simultaneously navigating the legal and financial systems of their countries of residence. In this context, succession planning for Indian assets becomes not just a matter of legal necessity but of genuine family protection. An unplanned estate, an absent Will, or a misunderstood inheritance structure can expose families to prolonged disputes, regulatory delays, and significant financial loss — across two jurisdictions simultaneously. This session was crafted t...

Insights on Indian Equity Markets — An NRI Fireside Conversation

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Fireside Chat with Sandeep Jain — Indian Equity Investment for NRIs We were delighted to be part of an intimate and insightful evening organised by NRI Nivesh on August 29, 2025, at the distinguished Royal Calcutta Golf Club (RCGC), Kolkata — where our Partner, Mr. Bharat D Sarawgee , joined Mr. Sandeep Jain for a candid and wide-ranging Fireside Chat on Indian Equity Investment . About the Session : The fireside chat format brought something refreshingly different to the table — in place of a structured presentation, the evening unfolded as an open, free-flowing conversation between two seasoned professionals, offering the audience a rare window into the thinking, insights, and perspectives that typically stay within advisory rooms. With Indian equity markets continuing to attract significant NRI interest — driven by India's growth story, evolving regulatory frameworks, and increasing ease of cross-border investment — the timing of this conversation could not have been more rel...

Will & Inheritance Planning for NRIs — Kuala Lumpur Edition

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Speaking at NRI Nivesh's Seminar, Kuala Lumpur — Will & Inheritance for NRIs We were pleased to bring our ongoing collaboration with NRI Nivesh to Malaysia, as our Partner, Mr. Bharat D Sarawgee , addressed the NRI community on July 26, 2025, at the prestigious Le Méridien, Kuala Lumpur — for an important and engaging session on Will & Inheritance planning for Non-Resident Indians . About the Session For NRIs settled across Southeast Asia, India remains a central part of their financial identity — through property, investments, family businesses, and generational wealth. Yet the legal and financial architecture needed to protect and transfer that wealth is one that far too many NRIs leave unaddressed. A missing or poorly drafted Will, an unclear inheritance structure, or an unfamiliarity with Indian succession laws can expose families to years of legal uncertainty, unnecessary tax liabilities, and painful disputes — all of which are entirely avoidable with the right plann...

Speaking at NRI Nivesh Seminar — Property Sale & Income Tax for NRIs (Nairobi)

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Speaking at NRI Nivesh's Seminar, Nairobi — Property Sale & Income Tax for NRIs We were delighted to extend our association with NRI Nivesh to the vibrant NRI community in East Africa, as our Partner, Mr. Bharat D Sarawgee , took the stage on June 21, 2025, at the iconic Oshwal Bhawan, Nairobi — for a focused and practical session on Property Sale & Income Tax transactions for Non-Resident Indians . About the Session : The NRI community in Nairobi has deep roots and strong financial ties to India — with property ownership and investment back home forming a significant part of their wealth portfolio. Yet when it comes to selling that property and understanding the tax and compliance obligations that follow, many NRIs find themselves navigating unfamiliar and often complex terrain. This session was designed to address precisely that — providing attendees with clear, end-to-end guidanc...

Speaking at NRI Nivesh Seminar — Will & Inheritance Planning for NRIs (Singapore)

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Speaking at NRI Nivesh's Seminar, Singapore — Will & Inheritance for NRIs We were honoured to continue our association with NRI Nivesh on May 11, 2025, at Novotel Singapore — with our Partner, Mr. Bharat D Sarawgee , taking the floor for a deeply important session on Will & Inheritance planning for Non-Resident Indians — a subject that is critical to every NRI's long-term financial and family security. About the Session For NRIs holding assets in India — whether property, investments, bank accounts, or business interests — the absence of a clear, legally sound succession plan can leave families exposed to prolonged disputes, regulatory hurdles, and avoidable tax burdens at the most difficult of times. Yet succession planning continues to be one of the most deferred conversations in personal finance. This session was designed to change that — by bringing both clarity and urgency to Will drafting and inheritance planning for NRIs with Indian assets. Mr. Sarawgee guided...

Speaking at NRI Nivesh Seminar Series — Jakarta, Indonesia

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Speaking at NRI Nivesh's Seminar Series — Jakarta, Indonesia 8–9 March 2025 · BDS & CO Our partner Bharat D Sarawgee was privileged to address two back-to-back knowledge sessions organised by NRI Nivesh in Jakarta, Indonesia — marking the beginning of what has since grown into a meaningful global outreach partnership. Session 1 — 8th March 2025 Income Tax Bill 2025: An NRI Perspective In association with ICAI Jakarta Chapter With the Income Tax Bill 2025 bringing sweeping changes to India's direct tax framework, this session was designed to deliver clarity on what the overhaul means specifically for NRIs — covering residency determination, income classification, cross-border transactions, and compliance obligations. Bharat unpacked the legislative complexity with his characteristic precision, making the subject accessible and actionable for every attendee in the room. Session 2 — 9th March 2025 Will & Inheritance Planning for NRIs In association with JITO Jakarta ...

NRI Taxation & Transactions — ICICI Bank Knowledge Session

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Speaking at ICICI Bank's NRI Taxation Seminar — NRI Transactions & Tax Implications We were pleased to partner with ICICI Bank for a knowledge session on NRI Taxation held on December 30, 2024, at South City Complex — a timely event as the financial year approached its close. Our Partner, Mr. Bharat D Sarawgee , was invited as the expert speaker to address a gathering of NRIs, returning Indians, and financial professionals on the tax framework governing NRI transactions in India. The session covered the breadth of NRI taxation — including the tax treatment of NRE, NRO, and FCNR accounts, TDS on India-sourced income, capital gains on property and financial investments, DTAA applicability for Singapore and other jurisdictions, repatriation rules under FEMA, and year-end compliance obligations. The timing of the event allowed attendees to take immediate, practical steps before the financial year closed. We thank ICICI Bank for the platform and for their commitment to empowerin...

Speaking at St. Xavier’s Alumni Association (Singapore Chapter) — NRI Property Transactions

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Speaking at St. Xavier's Alumni Association Singapore Chapter — Property Transactions Do's & Don'ts We were honoured to be invited once again by the St. Xavier's Alumni Association — Singapore Chapter on March 15, 2024, at Mayo Road, Singapore, for a seminar on Taxation of Property Transactions in India for NRIs . Our Partner, Mr. Bharat D Sarawgee , led the session with a focused discussion on the do's and don'ts of NRI property transactions — an area where we regularly see clients encounter avoidable pitfalls due to gaps in awareness. The session covered the full spectrum of compliance considerations — from pre-purchase due diligence and TDS obligations to capital gains tax, FEMA repatriation rules, filing requirements, and the risks of common documentation errors. Mr. Sarawgee's approach — grounded in practical experience and delivered without jargon — ensured that every attendee, regardless of their financial background, left with clear and usable g...

Do’s & Don’ts of NRI Property Transactions in India — Hong Kong Seminar

Speaking at Brick Stone Realtor's NRI Property Seminar, Hong Kong — Do's & Don'ts of Property Transactions On October 28, 2023, our Partner Mr. Bharat D Sarawgee took the stage at Hotel Regal Kowloon, Hong Kong , as the invited speaker for a seminar organised by Brick Stone Realtor on Property Transactions in India for NRIs — Do's & Don'ts . The session was crafted to address one of the most common pain points we encounter in our advisory practice — NRIs entering property transactions in India without a complete understanding of the regulatory and tax obligations involved. Mistakes in this space can be costly, and often entirely avoidable. Mr. Sarawgee walked attendees through the critical do's and don'ts across the full transaction lifecycle — covering TDS deductions, FEMA compliance, correct usage of NRE/NRO accounts, capital gains indexation benefits, risks of poorly drafted Power of Attorney, and title verification best practices. The session w...

Bharat D Sarawgee to Feature on “Salam Namaste Singapore” — Series 5

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BDS & CO's Bharat D Sarawgee to Feature on "Salam Namaste Singapore" — Series 5 BDS & CO We are excited to announce that our partner, Bharat D Sarawgee , has been invited to participate in "Salam Namaste Singapore" — Series 5 , a prestigious production by Colors set to be telecasted across 17 South Asian countries, including Australia and ANZ . This is a proud moment for the entire BDS & CO team — a recognition that the work being done in the NRI advisory and taxation space is resonating well beyond the seminar room and into mainstream media. About the Show Salam Namaste Singapore is a well-regarded television series that celebrates the stories, journeys, and voices of the Indian diaspora in Singapore and beyond. Being part of Series 5 places Bharat among a distinguished group of professionals and personalities whose work and perspectives are considered worthy of a truly international audience. With a reach spanning 17 South Asian countries and an ...

Addressing NRI Taxation & Property Matters at the Great India Property Expo — Singapore

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  Speaking on NRI Taxation and Property Matters in India — Singapore Swimming Club 2023 · BDS & CO Our partner, Bharat D Sarawgee, had the privilege of addressing an engaged audience at the prestigious Singapore Swimming Club as part of the Great India Property Expo 2023, organised by Dhanush Pte. Ltd. The expo brought together NRIs based in Singapore who were actively exploring or considering property investments back in India — and with that came a natural and pressing need for clarity on the regulatory, tax, and legal dimensions that accompany such decisions. What the Sessions Covered : The sessions were designed to go beyond theory — addressing the real, lived questions that NRIs face when navigating the Indian property market from abroad. The audience engaged actively, bringing forward specific situations and concerns that made the discussions all the more meaningful and practical. The Significance of the Platform : The Great India Property Expo is one of the most recognis...

Felicitated at SBI NRI Review Meet — West Bengal

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  Felicitated at SBI's NRI Review Meet — West Bengal Bharat D Sarawgee | BDS & CO We are honoured to share that our partner, Bharat D Sarawgee, was felicitated at the NRI Review Meet of SBI Branches of West Bengal, held at the Local Head Office, Kolkata. We are deeply grateful to State Bank of India for this acknowledgment, and we look forward to continuing meaningful contributions to the NRI banking and advisory space while further strengthening a relationship that has grown stronger with every engagement. This recognition is an encouragement to keep doing the work with the same commitment, clarity, and care that has defined this journey so far. 

NRI Tax Clinic, Munich: In-Depth Insights for the NRI Community

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  NRI Tax Clinic — Munich Edition 11–12 October 2025 · BDS & CO On 11th and 12th October 2025, Hotel Eurostars Grand Central, Munich, hosted what turned out to be a phenomenal two-day weekend — the NRI Tax Clinic, Europe Edition, organised by NRI Nivesh.     Hundreds of NRIs based across Germany came together, and we were proud to have our partner, Bharat D Sarawgee, present as a speaker — bringing his expertise in NRI taxation, FEMA compliance, and succession planning to an audience hungry for exactly that kind of practical clarity. Two Days, One Clear Purpose Spread across a full weekend, the Munich edition offered something the single-day formats cannot always accommodate — depth. Attendees had the time and space to engage meaningfully with Bharat's sessions, ask the questions they had been sitting on, and work through their personal cross-border situations in a structured, supportive environment. Every session was designed not just to inform, but to empower — tran...